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Tax filing for children and students 2019
Finances are often tight for students so it’s worthwhile to take advantage of all tax credits, deductions and sources of education funding that may be available.
The ABCs of RESP withdrawals
How to access school savings the smart way In Alberta, the average annual tuition fee for an undergraduate university program is over $5000, not including the cost of books,...
Savings tips for students
As a student, the thought of putting money away in savings might seem out of reach, but it’s easier than you think.
Gifting and Receiving—Holiday gifts on a student budget
Feeling stressed about spending too much this holiday season? We’ve put together some tips to get through the holidays without breaking the bank.
YAY Credit Cards! A Student Perspective
It seems like you can't do anything without a credit card these days. Is it a necessarily evil or a valuable tool to make your life easier? We had a few students fill us in on the details on how they
Budgeting is LIT: A Student Perspective
Is budgeting cool? Being a student can be tough financially. We met with a few to ask them what they thought about budgeting and how they can do it better.
The real price of student life in Alberta
Here’s some insight into the cost of being a student in Alberta and ways to save.
Saving for a child’s education
Given the cost of post secondary education, it’s a great idea to save for a child’s education. We’ve shared some tips on how to get started.
RESPs—what is the Accumulated Income Payment (AIP)?
Learn the implications of withdrawing earned income from an RESP if a beneficiary doesn’t attend school or finishes without using all the money.
Paying off a student loan early: pros & cons
Most people graduate post-secondary with student loans. Learn the advantages and disadvantages of paying off student loans early
Maximize your RESP contributions
Take advantage of the government grant that matches up to 20% on your contributions to an RESP and learn about carry-forward room for missed contributions.
Is there any risk involved with investing in an RESP?
You have a choice when it comes to the risk level of your RESP.
How to start an RESP if you are not the primary caregiver
How to start an RESP for a child when you are not the primary caregiver.
How long does my child have to use his or her RESP?
The length of time your child has to use their RESP and other important deadlines.
What are the advantages of RESPs over other account types?
With so many investment options, get to know the advantages of RESPs over other account types.
What are the approved educational programs that my child can use their RESP for?
RESPs must be used for approved schools and programs. Here are the guidelines for knowing which programs are approved.
What are the restrictions and limitations of an RESP?
The restrictions and limitations of RESPs.
What do I need to set up an RESP?
Be prepared by knowing what you need to set up an RESP.
What do you need to withdraw money from an RESP
In order to get the maximum out of your RESP, here’s what you’ll need to have ready.
What if my child does not attend a post-secondary school?