Successful investing made simple

ATB Wealth


Successful investing made simple

For many new investors, the world of bonds and equities can seem complicated and intimidating, especially during turbulent times.

Ensuring that your money is managed responsibly and obtaining the right level of growth that you need can be difficult, especially when you consider risk. Thankfully, ATB’s approach to investing makes successful investing simple without being simplistic.

The Compass Portfolios

ATB Investment Management’s Compass portfolio funds are industry recognized, and designed to bring a range of returns for a wide variety of investors.

Six different portfolios provide a spectrum of investment options ranging from low-risk, stable returns to higher-risk funds designed for maximum growth potential. The most conservative fund is made up predominantly of bonds that can handle the negative effects of rising interest rates, while the Maximum Growth fund is invested entirely in the shares of companies based in Canada and worldwide. The portfolios aim to provide different mixes of bonds and stocks to suit the different needs of investors.

The Compass portfolios have delivered consistent returns since their 2002 inception. But what’s the secret recipe to how they manage risk and volatility?

It starts with the right manager

Larry's original computer next to his current laptop 

Gene Hochachka, Chief Investment Officer for ATB Investment Management Inc.

Gene Hochachka is ATB Investment Management’s Chief Investment Officer. A native Albertan, Gene has been with ATB since 2004, having spent the previous eight years as a quantitative financial analyst with Phillips, Hager & North Investment Management (PH&N). His background also includes a Master of Science in finance from the University of British Columbia, and the Chartered Financial Analyst designation.

The investment method

“We don’t make individual stock and bond selections in-house,” says Gene. “Instead, we partner with investment sub-advisors who have the capacity and expertise to dig into the many different sectors and geographical areas, like international and U.S. stocks, or corporate bonds.”

“My job includes selecting and overseeing those sub-advisors, who are typically institutionally-focused. We try to find sub-advisors who have proven they can perform well during downturns.”

Balancing growth with risk mitigation

One key aspect is to invest only in solid, well-managed companies. “We don’t follow fads like bitcoin or marijuana,” says Gene. “Our sub-advisors look at businesses that generate revenue and profits regardless of what happens in the market. If the business is speculative, the Compass portfolios won’t own it.”

Another key is diversification – ensuring you don’t have all your investment eggs in one basket. “We hold a wide selection of stocks, across different geographical areas,” says Gene. “We don’t concentrate on just one country, industry or stock.”

“We don’t fly blind either,” Gene adds. “We control our asset mix depending on what is going on in the market. For example, our sub-advisors were underweight in energy and materials companies when oil and gold prices were flying high, which helped mitigate risk. We’re strategically diversified, so there’s almost zero chance of the portfolio blowing up, unless the world market collapses.”

Why choose the Compass Portfolio series?

If you’re looking for a simple but not simplistic way to grow your savings, the Compass Portfolios can provide you with a mix of bonds and stocks that will suit your investment goals.

“We have a strong set of external sub-advisors who are independent of our company, which allows us the objectivity that most of our competitors don’t have,” says Gene.

“The Compass fees are also typically a half-percent per year lower than our competitors,” Gene adds.

To find out the best way to grow your savings with the Compass Portfolio, call us at 1-800-332-8383 or find a local advisor here.

This report has been prepared by ATB Investment Management Inc. (“ATBIM”) which manages the Compass Portfolio and ATBIS Pools. ATBSI is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF). ATBIM, ATB Securities Inc. (“ATBSI”), and ATB Insurance Advisors Inc. are wholly owned subsidiaries of ATB Financial and operate under the trade name ATB Wealth.The mutual fund performance data provided assumes re-investment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that may reduce returns. Unit values of mutual funds will fluctuate and past performance may not be repeated. Mutual Funds are not insured by the Canada Deposit Insurance Corporation, nor guaranteed by ATBIM, ATBSI, ATB Financial, the province of Alberta, any other government or any government agency. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Read the fund offering documents provided before investing. The Compass Portfolio and ATBIS Pools includes investments in other mutual funds. Information on these mutual funds, including the prospectus, is available on the internet at, estimates, and projections contained herein are subject to change without notice and ATBIM does not undertake to provide updated information should a change occur. This information has been compiled or arrived at from sources believed reliable but no representation or warranty, expressed or implied, is made as to their accuracy or completeness. ATB Financial, ATBIM and ATBSI do not accept any liability whatsoever for any losses arising from the use of this report or its contents.This report is not, and should not be construed as, an offer to sell or a solicitation of an offer to buy any investment. This report may not be reproduced in whole or in part; referred to in any manner whatsoever; nor may the information, opinions, and conclusions contained herein be referred to without the prior written consent of ATBIM.


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